What does it mean to think and plan strategically with your taxes? How does that change what you do when saving for retirement?
Of course, we all want to figure out ways to reduce the taxes strategically. If you feel like you’re paying too much in taxes, what do you need to do differently? Remember, if you have to pay a lot in taxes, that probably means you have a lot of income, so it’s not all bad!
Small business owners are one group of people who often have a hard time saving for retirement though without the traditional 401(k) plans set up. But there are still other ways to think creatively. One option may be the Roth IRA. Maybe you could invest in an HSA or real estate to find tax benefits. Always consider, what’s the end game? Then ask, do you think taxes are going to go up?
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